CONVENTIONAL MORTGAGE PROS & CONS: Is it right for you?

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Interested in a Conventional Mortgage? You may want to know the benefits of a conventional mortgage as well as the pros and cons!

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KELLY ZITLOW, NMLS 164330
Sr. Mortgage Advisor
EVP, Sales & Marketing
KellyZitlowGroup@houseloan.com
www.kellyzitlowgroup.com
480.725.0150

Kelly Zitlow is a Public Speaker, Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process.

Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender 14635 | N Kierland Blvd Ste 140, Scottsdale, AZ 85254

0:00 Introduction to conventional mortgages
0:40 Myth busting the 20 percent down payment
1:18 Understanding private mortgage insurance options
3:45 Occupancy types for conventional loans
4:25 Loan limits and high cost areas
5:02 How credit scores impact your interest rate
5:58 Stricter guidelines and debt to income ratios
6:25 Reserve requirements for borrowers
7:06 Conclusion and next steps

#mortgage #conventionalmortgage #buyahouse

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